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(2021·安徽模拟)
Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly.
The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.
In any case, parents should make clear what, if anything, the child is expected to pay for with the money.
At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance.
The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics.
Many people who have written on the subject of allowances say it is not a good idea to pay your child for working around the home. These jobs are a normal part of family life.
Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.
Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving it to a good cause. They can spend it by buying things they want. Or they can save it.
【文章大意】本文是一篇说明文。主要介绍了如何教育孩子学会理财。
1. What is special about children learning financial management by experience?
A. They learn more quickly.
B. They are not likely to make mistakes.
C. Their mistakes won’t matter so much.
D. They have plans made by their parents.
【解析】选C。细节理解题。由文章第一段中的“when financial mistakes are not very costly”可知, 通过经验让孩子学习理财的特殊性在于他们的错误影响不大。
2. When the writer says some young children “will learn the hard way that. . . ” in Para. 4, he means______.
A. they will know how hard it is to learn budget
B. they will have an easy time learning the lesson
C. what they will learn is absolutely true
D. their parents will teach them a hard lesson
【解析】选A。句意理解题。由第四段中的“not to offer more money until the next allowance”可知, 如果开始时孩子们很快花完了零用钱, 而父母却不会马上再次给他们钱。由此逻辑关系可知, 他们学习理财的日子肯定很难熬了。故选A。
3. Judging from the article, it is all right if a couple give their son an allowance______.
A. regularly twice every month
B. whenever he has run out of money
C. telling him to ask for permission before spending
D. without telling him what to spend on
【解析】选A。推理判断题。根据第二段的内容可推知A项符合题意。
4. The writer would agree to encourage the kids to ______to deal with a tight budget.
A. borrow money from others
B. ask their parents for more money
C. get paid for their household routines
D. earn money by extra work
【解析】选D。推理判断题。由倒数第二段中的“Paying children to do extra work around the house”可知, 当零用钱预算吃紧时, 作者赞成孩子通过干些额外的活的方式来赚些钱。故选D。
【知识拓展】难句解读
Many people who have written on the subject of allowances say it is not a good idea to pay your child for working around the home.
分析: 本句为主从复合句。其中who引导定语从句, 修饰先行词people; it is not a good idea to pay your child for working around the home. 为省略that的宾语从句, 含有it is/was+n. (短语)+to do sth. 结构, it为形式主语。
翻译: 许多以零用钱为主题的人说, 给孩子做家务活的钱不是一个好主意。
