A
Urban household assets reach average of 3.18 million yuan in 2019
Editors note: Urban residents' average household assets（资产）were about 3.18 million yuan in China in 2019 and that of Beijing residents was about 8.93 million yuan, the highest in the country.
Distribution of household assets of urban residents
Urban residents' household assets are mainly physical assets with housing as the main part, accounting for about 80% of the total.
The housing ownership rate was 96%, 1.5 sets for each household on average.
58.4% families have one set of housing 31.0% families have two sets of housing
10.5% families have three or more sets of housing
Household average assets in eastern regions are higher than other parts of China, with the amount in Northeast China the lowest, accounting for about one third of East China.
Top three regions with highest household assets in China in 2019 are Beijing, Shanghai and Jiangsu province.
Middle-aged and young people and well-educated people are more likely to have debts
Average household debt: 512,000 yuan
Families with householders aged 65 or above are more likely to invest in financial products including wealth management, asset management and trust.
The average value was about 239,000 yuan, about 1.4 times the average.
Household debt participation rate by householder's education level
Household debt participation rate by age
About 73. 1% of those aged between 26 and 35 have household debt.
1. How many families have more than two sets of housing, according to the passage?
A. 58.4%. B. 31.0%.
C. 10.5%. D. 96%.
2. Which region has the highest household assets in China in 2019?
A. Beijing. B. Shanghai.
C. Jiangsu. D. Northeast China.
3. Who does probably have the most household debt, according to the report?
A. Li Hua, graduating from high school, 37 years old, working as a self-employed.
B. Sun Yi, master’s degree, 35 years old, working in a IT company.
C. Zhang Yinyin, college degree, 18 years old, studying in a key university.
D. Chen Rui, Bachelor’s degree, 69 years old, retired from the work.
【答案】1. C 2. A 3. B
【解析】
这是一篇新闻报道。2019年中国城镇居民平均家庭资产(资产)约为318万元。文章从四个方面对此进行了分析。其中北京居民约为893万元，居全国首位。
【1题详解】
细节理解题。根据文章第二段Distribution of household assets of urban residents中的10.5% families have three or more sets of housing. 10.5%家庭拥有三套或三套以上住房。由此可知，超过两套及以上房产的家庭有10.5%。故选C。
【2题详解】
细节理解题。根据第二段Distribution of household assets of urban residents中的 Top three regions with highest household assets in China in 2019 are Beijing, Shanghai and Jiangsu province. 2019年中国家庭资产最高的前三个地区是北京、上海和江苏省。由此可知，2019年中国家庭资产最高的地区是北京。故选A。
【3题详解】
推理判断题。根据Household debt participation rate by householder's education level中的图表可知，家庭债务参与率最高的是有master’s degree（博士学位）的人，由此可推知，B项（Sun Yi, master’s degree, 35 years old, working in a IT company）可能家庭债务率最高。故选B。
