第三部分 阅读理解(共20小题；每小题2分，满分40分)
阅读下列短文，从每题所给的四个选项(A、B、C和D)中，选出最佳选项，并在答题卡上将该项涂黑。
A
Because of the financial crisis in the [IS and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.
Recently, two major US student loan lenders--Citibenk and JP Morgan Chase--announced they were leaving the student-loan industry altogether. Because banks Currently have a lack of credit(存款额), they are reluctant to offer students low-interest loans (贷款)that need a several-year wait for any return of interest.
In the US, many undergraduates top up their financial needs with a private loan, although the majority can get government-funded loans. In flue 2005 -2006 academic year, $17 billion in private student leans was used to finance higher education, The short-fall in private-funding has yet to be covered and will hit many US students hard.
